There is a necessary link between intelligence and morality...

There is a necessary link between intelligence and morality, the willingness to put off a short term gain for a long term benefit that ultimately is greater and everlasting. This kind of intelligence is conditioned by Islam.

Blessings are either roots or branches. The roots are things like Iman, Islam, health, safety, and well being. The best of blessings are those connected with entering Paradise. Faith, patience, good character, swiftness in doing good, and promptness in worship are blessings of God and they are everlasting. Islam itself is the completion of God's blessings upon humanity.

The ornaments of this life are such things as a house, furnishings, and clothing. The more the one has of these blessings, the more he will be accountable for them. To be zahid (ascetic) does not always mean a lack of material possession. There is asceticism of the heart, in which one is not attached to the material world and is indifferent to it. In other words, a person's character and level of faith will not change if he loses his wealth. That's the sign of a zahid.But if one falls apart and plunges into despondency when losing something valuable, it shows an inordinate attachment to worldly life. [Purification of Heart].